Ary Schefferstraat 37

2597 VN 'S-Gravenhage
€ 675.000
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Ary Schefferstraat 37 Score 286

What stands out

travel neighbourhood outdoor & parking condition location environment size & layout ownership & costs
price & market building energy

Key facts

Surface area
House 154 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
1958
Energy label
D
Bathtub Shed Parking: Garage (1 places)

Photos

Description

Bekijk Ary Schefferstraat 37 in 'S-Gravenhage op Move.nl: 154 m² woonoppervlakte en 7 kamers.

Property details

Object type
Apartment
Construction type
Existing
Insulation
Dubbel glas
Insulation level
Partial
Heating
Cv ketel
Maintenance inside
Goed
Maintenance outside
Goed
VVE contribution
€ 167
Erfpacht
No
WOZ value
€ 519.000 (2024) · Neighbourhood
Location tags
Quiet road, Residential, Forest

Suggested bid

Estimated value € 620.000
Neighbourhood average (2024)
€ 519.000
Index 2024 → 2026
×1.082
Indexed WOZ
€ 561.602
Markup +€ 58.398
Comparable WOZ adjustment — Based on 6 comparable WOZ listings
€ 43.422
House size correction
€ 14.976
55% confidence, 6 comparables
bid
ask estimate
525k 550k 575k 600k 625k 650k 675k 700k
Your bid 530k – 572k
Bid reduced by 47k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 572.500
Total required € 620.000
Bid amount
€ 572.500
Energy renovation (to label A)
€ 47.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.450
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 750
Own money used for the house
€ 432.600
Need to borrow € 187.400
30% LTV; 106% for energy saving (47k financed).
Net monthly term € 947
30-year linear · 3.79%
Tax break € 165
Gross monthly payment
€ 1.112
Annual mortgage interest
€ 7.102
Eigenwoningforfait (0.35% × WOZ)
€ 1.817
Deductible interest
€ 5.286
Tax rate
37.48%
Annual tax benefit
€ 1.981
Monthly tax benefit
€ 165
Net monthly payment
€ 947
NHG 4.2y break-even
LTV
30%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 750
Monthly interest saving (est.)
€ 15
Break-even
4.2 years
10-year net benefit (est.)
€ 1.050
Interest rate
3.79%
Extra monthly cost € 167
VvE
€ 167
Erfpacht
€ 0
Total monthly cost € 1.114

Location

Address
Ary Schefferstraat 37 2597 VN 'S-Gravenhage
Travel time to work
53 minutes

Why it scored 286

Strengths

Travel

53 minutes by car to work +100
16 minutes by car to Den Haag +50

Environment

Neighbourhood has few households with children (23.1%) +50
Low PM2.5 (8.9 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many entrepreneurs (ZZP 20.0%) +40

Outdoor & parking

Parking includes a garage +50
Shed present +25

Location

Located on a quiet road +40
Located in a forested area +10

Ownership & costs

Freehold, no erfpacht +30

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Size & layout

Living area is 154 m² +14

Deductions

Building

Built in 1958 (68 years old) -58

Energy

Roof faces north-west and has no solar panels -50
Energy label is D -50
Insulation is partially insulated -20
Heating system is CV ketel -10

Ownership & costs

Monthly VvE contribution is €167 -25

Environment

High NO2 (16.5 µg/m³) -25

Price & market

Price per m² is €4383 -5