Gijbelandsedijk 66

2974 VE Brandwijk
€ 895.000

What stands out

travel outdoor & parking size & layout condition location ownership & costs environment
energy neighbourhood price & market building amenities

Key facts

Surface area
House 212 m² · Plot 513 m²
Rooms
4 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1925
Energy label
B
House type
Vrijstaande woning
Garden Solar panels Floor heating Bathtub Shed Parking: Own terrain (3 places)

Photos

Description

Bekijk Gijbelandsedijk 66 in Brandwijk op Move.nl: 212 m² woonoppervlakte en 7 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en grotendeels dubbelglas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor, Direct
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 394.000 (2024) · Neighbourhood
Location tags
Quiet road, Centre

Suggested bid

Estimated value € 572.000
Neighbourhood average (2024)
€ 394.000
Index 2024 → 2026
×1.162
Indexed WOZ
€ 457.846
Markup +€ 114.154
House size correction
€ 114.154
44% confidence, no comparables
bid
ask estimate
450k 500k 550k 600k 650k 700k 750k 800k 850k 900k
Your bid 600k – 640k
Bid reduced by 20k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 640.000
Total required € 660.000
Bid amount
€ 640.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 12.800
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 916
Own money used for the house
€ 431.084
Need to borrow € 228.916
40% LTV; 106% for energy saving (20k financed).
Net monthly term € 1.131
30-year linear · 3.79%
Tax break € 228
Gross monthly payment
€ 1.359
Annual mortgage interest
€ 8.676
Eigenwoningforfait (0.35% × WOZ)
€ 1.379
Deductible interest
€ 7.297
Tax rate
37.48%
Annual tax benefit
€ 2.734
Monthly tax benefit
€ 228
Net monthly payment
€ 1.131
NHG 4.2y break-even
LTV
40%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 916
Monthly interest saving (est.)
€ 18
Break-even
4.2 years
10-year net benefit (est.)
€ 1.244
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.131

Location

Address
Gijbelandsedijk 66 2974 VE Brandwijk
Travel time to work
37 minutes

Why it scored 303

Strengths

Travel

37 minutes by car to work +200
39 minutes by car to Dordrecht +10

Size & layout

Living area is 212 m² +60
2 bathrooms +10

Building

House type is vrijstaande woning +50

Location

Located on a quiet road +40

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden quality is beautifully landscaped +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Environment

Low PM2.5 (9.3 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Neighbourhood has a lot of water (6.2%) +10

Price & market

Price per m² is €4222 +1

Deductions

Building

Built in 1925 (101 years old) -91

Amenities

Nearest train station is 7.9 km away -50

Price & market

Price is 227% of the WOZ value -32

Neighbourhood

Leefbaarometer class is Ruim voldoende (6/9) -25
Neighbourhood has little green space (0.0%) -10

Energy

Heating relies on direct heaters such as wood or gas stoves -25
Insulation is partially insulated -20
Heating system is CV ketel -10

Location

Located in a city centre -10

Environment

Elevated NO2 (13.3 µg/m³) -10