De Schans 9

2231 LE Rijnsburg
€ 995.000

What stands out

outdoor & parking energy size & layout location condition ownership & costs neighbourhood environment
building amenities travel price & market

Key facts

Surface area
House 215 m² · Plot 360 m²
Rooms
5 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1993
Energy label
A
House type
Geschakelde woning
Garden facing north Solar panels Heat pump Air conditioning Floor heating Bathtub Shed Parking: Ev charging (1 places)

Photos

Description

Bekijk De Schans 9 in Rijnsburg op Move.nl: 215 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Volledig geïsoleerd en hr++ glas
Insulation level
Full
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2010
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 487.000 (2024) · Neighbourhood
Location tags
Quiet road, Residential, Water

Suggested bid

Estimated value € 697.000
Neighbourhood average (2024)
€ 487.000
Index 2024 → 2026
×1.144
Indexed WOZ
€ 557.338
Markup +€ 139.662
House size correction
€ 139.662
44% confidence, no comparables
bid
ask estimate
550k 600k 650k 700k 750k 800k 850k 900k 950k 1M
Your bid 760k – 800k
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 800.000
Total required € 800.000
Bid amount
€ 800.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.000
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.491
Own money used for the house
€ 427.309
Need to borrow € 372.691
53% LTV.
Net monthly term € 1.824
30-year linear · 3.79%
Tax break € 388
Gross monthly payment
€ 2.212
Annual mortgage interest
€ 14.125
Eigenwoningforfait (0.35% × WOZ)
€ 1.705
Deductible interest
€ 12.420
Tax rate
37.48%
Annual tax benefit
€ 4.655
Monthly tax benefit
€ 388
Net monthly payment
€ 1.824
NHG 4.3y break-even
LTV
53%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 1.491
Monthly interest saving (est.)
€ 29
Break-even
4.3 years
10-year net benefit (est.)
€ 1.989
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.824

Location

Address
De Schans 9 2231 LE Rijnsburg
Travel time to work
61 minutes

Why it scored 250

Strengths

Size & layout

Living area is 215 m² +60
2 bathrooms +10
5 bedrooms +10

Energy

Insulation is fully insulated +50
Energy label is A +25
Solar panels present +20
Floor heating present +10

Outdoor & parking

Parking includes a garage +50
Garden present +25
Shed present +25
Garden quality is well maintained +15

Travel

16 minutes by car to Leiden +50

Location

Located on a quiet road +40
Located near water +25

Ownership & costs

Freehold, no erfpacht +30

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Neighbourhood

Leefbaarometer class is Zeer goed (8/9) +25
Neighbourhood has a lot of water (11.1%) +10

Environment

Low PM2.5 (8.7 µg/m³) +10
No major road noise nearby +10

Building

House type is geschakelde woning +10

Deductions

Travel

61 minutes by car to work -100

Amenities

Nearest train station is 5.5 km away -50

Price & market

Price is 95,000 over budget -50
Price is 204% of the WOZ value -27
Price per m² is €4628 -14

Building

Built in 1993 (33 years old) -23

Neighbourhood

Neighbourhood has little green space (0.0%) -10

Energy

Heating system is CV ketel -10
CV boiler from 2010 is 16 years old -6

Outdoor & parking

Garden faces north -10

Environment

Elevated NO2 (13.9 µg/m³) -10