Havendijk 37 01a01

5017 AL Tilburg
€ 885.000

What stands out

condition energy location outdoor & parking environment size & layout ownership & costs
building travel price & market neighbourhood

Key facts

Surface area
House 173 m² · Plot 112 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
2026
Energy label
A+++
House type
Tussenwoning
Garden facing south-east Solar panels Heat pump Floor heating Bathtub Shed Parking: Paid

Photos

Description

Bekijk Havendijk 37 01 in Tilburg op Move.nl: 173 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Herenhuis
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Dubbel glas, Volledig geïsoleerd en hr++ glas
Insulation level
Full
Heating
Warmtepomp
Heating distribution
Floor
Garden quality
Aan te leggen
Maintenance inside
Goed tot uitstekend
Maintenance outside
Uitstekend
Home quality
Luxe
Service costs
€ 24
Erfpacht
No
WOZ value
€ 420.000 (2024) · Neighbourhood
Location tags
Quiet road, Residential, Water, Open view

Suggested bid

Estimated value € 726.000
Neighbourhood average (2024)
€ 420.000
Index 2024 → 2026
×1.136
Indexed WOZ
€ 477.041
Markup +€ 248.959
Comparable WOZ adjustment — Based on 6 comparable WOZ listings
€ 175.813
House size correction
€ 73.146
55% confidence, 6 comparables
bid
ask estimate
600k 650k 700k 750k 800k 850k 900k
Your bid 760k – 800k
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 800.000
Total required € 800.000
Bid amount
€ 800.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.000
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.491
Own money used for the house
€ 427.309
Need to borrow € 372.691
51% LTV.
Net monthly term € 1.817
30-year linear · 3.79%
Tax break € 395
Gross monthly payment
€ 2.212
Annual mortgage interest
€ 14.125
Eigenwoningforfait (0.35% × WOZ)
€ 1.470
Deductible interest
€ 12.655
Tax rate
37.48%
Annual tax benefit
€ 4.743
Monthly tax benefit
€ 395
Net monthly payment
€ 1.817
NHG 4.3y break-even
LTV
51%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 1.491
Monthly interest saving (est.)
€ 29
Break-even
4.3 years
10-year net benefit (est.)
€ 1.989
Interest rate
3.79%
Extra monthly cost € 24
Service costs
€ 24
Erfpacht
€ 0
Total monthly cost € 1.841

Location

Address
Havendijk 37 01a01 5017 AL Tilburg
Travel time to work
62 minutes

Why it scored 257

Strengths

Building

Built in 2026 (0 years old) +50

Condition

Home quality is luxury +50
Outside maintenance is excellent +50
Inside maintenance is good to excellent +40

Energy

Insulation is fully insulated +50
Energy label is A+++ +25
Heating system is heat pump +20
Solar panels present +20
Floor heating present +10

Environment

Neighbourhood has few households with children (18.2%) +50
No major road noise nearby +10

Travel

5 minutes by car to Tilburg +50

Location

Located on a quiet road +40
Located near water +25
Open view +10

Size & layout

Living area is 173 m² +33

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden faces south-east +25
Shed present +25

Neighbourhood

Neighbourhood has a lot of water (6.2%) +10

Deductions

Travel

62 minutes by car to work -100

Building

BAG usage has no residential function (logiesfunctie) -100

Neighbourhood

Neighbourhood has high crime (55.41 reports per 1,000 residents) -80
Neighbourhood has little green space (0.0%) -10

Price & market

Price is 211% of the WOZ value -29
Price per m² is €5116 -27

Ownership & costs

Monthly service costs are €24 -25

Environment

Elevated PM2.5 (10.3 µg/m³) -10
Elevated NO2 (14.3 µg/m³) -10