Bosveen 17

2461 HA Ter Aar
€ 949.000
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Bosveen 17 Score 199

What stands out

travel outdoor & parking size & layout condition environment ownership & costs building
amenities price & market energy

Key facts

Surface area
House 192 m² · Plot 468 m²
Rooms
4 bedrooms, 2 bathrooms
Construction year
1987
Energy label
C
House type
Vrijstaande woning
Garden Air conditioning Floor heating Bathtub Shed Parking: Own terrain

Photos

Description

Bekijk Bosveen 17 in Ter Aar op Move.nl: 192 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Villa
Construction type
Existing
Insulation
Dakisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor, Direct
Boiler year
2021
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 818.000 (2025) · Listing
Location tags
Residential

Suggested bid

Estimated value € 882.000
Listing WOZ (2025)
€ 818.000
Index 2025 → 2026
×1.078
Indexed WOZ
€ 881.515
74% confidence, no comparables
bid
ask estimate
775k 800k 825k 850k 875k 900k 925k 950k 975k
Your bid 790k – 848k
Bid reduced by 32k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 847.500
Total required € 880.000
Bid amount
€ 847.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.950
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.816
Own money used for the house
€ 426.034
Need to borrow € 453.966
51% LTV; 106% for energy saving (32k financed).
Net monthly term € 2.247
30-year linear · 3.79%
Tax break € 448
Gross monthly payment
€ 2.695
Annual mortgage interest
€ 17.205
Eigenwoningforfait (0.35% × WOZ)
€ 2.863
Deductible interest
€ 14.342
Tax rate
37.48%
Annual tax benefit
€ 5.375
Monthly tax benefit
€ 448
Net monthly payment
€ 2.247
NHG 4.3y break-even
LTV
51%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.816
Monthly interest saving (est.)
€ 35
Break-even
4.3 years
10-year net benefit (est.)
€ 2.384
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.247

Location

Address
Bosveen 17 2461 HA Ter Aar
Travel time to work
45 minutes

Why it scored 199

Strengths

Travel

45 minutes by car to work +100
33 minutes by car to Leiden +10

Size & layout

Living area is 192 m² +52
2 bathrooms +10

Building

House type is vrijstaande woning +50

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Shed present +25
Garden quality is well maintained +15

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Price & market

Price is 116% of the WOZ value +14

Environment

Low NO2 (11.8 µg/m³) +10
Low PM2.5 (8.9 µg/m³) +10
No major road noise nearby +10

Energy

Floor heating present +10
Roof faces south-west and has no solar panels +10

Deductions

Amenities

Nearest train station is 8.6 km away -50

Price & market

Price is 49,000 over budget -49
Price per m² is €4943 -24

Building

Built in 1987 (39 years old) -29

Energy

Energy label is C -25
Heating relies on direct heaters such as wood or gas stoves -25
Insulation is partially insulated -20
Heating system is CV ketel -10