Oosterenbanweg 44

4325 GT Renesse
€ 995.000

What stands out

condition environment outdoor & parking location building size & layout
neighbourhood ownership & costs price & market energy amenities travel

Key facts

Surface area
House 181 m² · Plot 688 m²
Rooms
4 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1969
Energy label
D
House type
Vrijstaande woning
Garden Solar panels Parking: Ev charging (4 places)

Photos

Description

Bekijk Oosterenbanweg 44 in Renesse op Move.nl: 181 m² woonoppervlakte en 8 kamers.

Property details

Object type
House
Building type
Bungalow
Construction type
Existing
Insulation
Dakisolatie, Dubbel glas en hr++ glas; Dakisolatie
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Direct
Boiler year
2015
Garden quality
Verzorgd
Maintenance inside
Uitstekend
Maintenance outside
Uitstekend
Home quality
Luxe
Erfpacht
Yes
WOZ value
€ 771.000 (2025) · Listing
Location tags
Quiet road, Residential, Forest

Suggested bid

Estimated value € 831.000
Listing WOZ (2025)
€ 771.000
Index 2025 → 2026
×1.078
Indexed WOZ
€ 830.866
74% confidence, no comparables
bid
ask estimate
750k 800k 850k 900k 950k 1M
Your bid 790k – 842k
Bid reduced by 47k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 842.500
Total required € 890.000
Bid amount
€ 842.500
Energy renovation (to label A)
€ 47.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.850
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.856
Own money used for the house
€ 426.094
Need to borrow € 463.906
56% LTV; 106% for energy saving (47k financed).
Net monthly term € 2.289
30-year linear · 3.79%
Tax break € 465
Gross monthly payment
€ 2.754
Annual mortgage interest
€ 17.582
Eigenwoningforfait (0.35% × WOZ)
€ 2.699
Deductible interest
€ 14.884
Tax rate
37.48%
Annual tax benefit
€ 5.578
Monthly tax benefit
€ 465
Net monthly payment
€ 2.289
NHG 4.3y break-even
LTV
56%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.856
Monthly interest saving (est.)
€ 36
Break-even
4.3 years
10-year net benefit (est.)
€ 2.464
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.289

Location

Address
Oosterenbanweg 44 4325 GT Renesse
Travel time to work
108 minutes

Why it scored -434

Strengths

Condition

Home quality is luxury +50
Inside maintenance is excellent +50
Outside maintenance is excellent +50

Building

House type is vrijstaande woning +50

Environment

Neighbourhood has few households with children (8.6%) +50
Very low PM2.5 (7.4 µg/m³) +25
Low NO2 (9.2 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has a lot of green space (53.7%) +25

Outdoor & parking

Parking includes a garage +50
Garden present +25
Garden quality is well maintained +15

Size & layout

Living area is 181 m² +41
2 bathrooms +10

Location

Located on a quiet road +40
Located in a forested area +10

Energy

Solar panels present +20

Price & market

Price is 129% of the WOZ value +1

Deductions

Travel

108 minutes by car to work -400
75 minutes by car to Rotterdam -100

Neighbourhood

Neighbourhood has high crime (128.81 reports per 1,000 residents) -80

Amenities

Nearest train station is 34.5 km away -50
Nearest hospital is 16.0 km away -50

Price & market

Price is 95,000 over budget -50
Price per m² is €5497 -33

Ownership & costs

Erfpacht is not paid off -50

Energy

Energy label is D -50
Heating relies on direct heaters such as wood or gas stoves -25
Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2015 is 11 years old -1

Size & layout

No bathtub -50

Building

Built in 1969 (57 years old) -47