Poortweg 3

9363 TJ Marum
€ 725.000
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Poortweg 3 Score -446

What stands out

condition energy ownership & costs environment size & layout
price & market neighbourhood building amenities travel

Key facts

Surface area
House 200 m² · Plot 685 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
2005
Energy label
A
House type
Geschakelde woning
Solar panels Parking: None

Photos

Description

Bekijk Poortweg 3 in Marum op Move.nl: 200 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Heating
Other
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 339.000 (2024) · Neighbourhood

Suggested bid

Estimated value € 501.000
Neighbourhood average (2024)
€ 339.000
Index 2024 → 2026
×1.182
Indexed WOZ
€ 400.571
Markup +€ 100.429
House size correction
€ 100.429
44% confidence, no comparables
bid
ask estimate
400k 450k 500k 550k 600k 650k 700k 750k
Your bid 540k – 570k
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 570.000
Total required € 570.000
Bid amount
€ 570.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.400
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 549
Own money used for the house
€ 432.851
Need to borrow € 137.149
27% LTV.
Net monthly term € 689
30-year linear · 3.79%
Tax break € 125
Gross monthly payment
€ 814
Annual mortgage interest
€ 5.198
Eigenwoningforfait (0.35% × WOZ)
€ 1.187
Deductible interest
€ 4.011
Tax rate
37.48%
Annual tax benefit
€ 1.503
Monthly tax benefit
€ 125
Net monthly payment
€ 689
NHG 4.2y break-even
LTV
27%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 549
Monthly interest saving (est.)
€ 11
Break-even
4.2 years
10-year net benefit (est.)
€ 771
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 689

Location

Address
Poortweg 3 9363 TJ Marum
Travel time to work
118 minutes

Why it scored -446

Strengths

Size & layout

Living area is 200 m² +60

Ownership & costs

Freehold, no erfpacht +30

Environment

Very low PM2.5 (6.9 µg/m³) +25
Low NO2 (8.8 µg/m³) +10

Energy

Energy label is A +25
Solar panels present +20

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Price & market

Price per m² is €3625 +20

Building

House type is geschakelde woning +10

Travel

30 minutes by car to Groningen +10

Deductions

Travel

118 minutes by car to work -400

Amenities

Nearest train station is 15.9 km away -50
Nearest hospital is 14.3 km away -50

Size & layout

No bathtub -50

Building

BAG usage combines residential with other functions (industriefunctie,woonfunctie) -50
Built in 2005 (21 years old) -11

Neighbourhood

Neighbourhood has many low-income households (40.2%) -40

Price & market

Price is 214% of the WOZ value -30

Environment

Noticeable road noise at night -25