Kerkstraat 16

5581 BA Waalre
€ 849.000,- v.o.n.
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Kerkstraat 16 Score 226

What stands out

condition energy building outdoor & parking ownership & costs neighbourhood environment
size & layout amenities travel price & market

Key facts

Surface area
House 179 m² · Plot 250 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
2026
Energy label
NIET AANWEZIG
House type
Vrijstaande woning
Garden Solar panels Heat pump Floor heating Shed Parking: Own terrain (2 places)

Photos

Description

Bekijk Kerkstraat 16 in Waalre op Move.nl: 179 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Herenhuis
Construction type
New
Insulation
Volledig geïsoleerd
Insulation level
Full
Heating
Warmtepomp
Heating distribution
Floor
Garden quality
Aan te leggen
Maintenance inside
Uitstekend
Maintenance outside
Goed
Home quality
Luxe
Erfpacht
No
WOZ value
€ 187.000 (2025) · Listing
Location tags
Residential

Mortgage

Your bid € 849.000
Total required € 849.000
Bid amount
€ 849.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Mortgage advice
€ 2.000
Notary fees
€ 1.000
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
Transfer tax (v.o.n. — seller pays)
Seller pays
NHG guarantee fee
€ 1.621
Own money used for the house
€ 443.679
Need to borrow € 405.321
48% LTV.
Net monthly term € 1.947
30-year linear · 3.79%
Tax break € 459
Gross monthly payment
€ 2.406
Annual mortgage interest
€ 15.362
Eigenwoningforfait (0.35% × WOZ)
€ 655
Deductible interest
€ 14.707
Tax rate
37.48%
Annual tax benefit
€ 5.512
Monthly tax benefit
€ 459
Net monthly payment
€ 1.947
NHG 4.2y break-even
LTV
48%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 1.621
Monthly interest saving (est.)
€ 32
Break-even
4.2 years
10-year net benefit (est.)
€ 2.219
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.947

Location

Address
Kerkstraat 16 5581 BA Waalre
Travel time to work
70 minutes

Why it scored 226

Strengths

Building

Built in 2026 (0 years old) +50
House type is vrijstaande woning +50
Construction type is nieuwbouw +30

Condition

Home quality is luxury +50
Inside maintenance is excellent +50
Outside maintenance is good +25

Energy

Insulation is fully insulated +50
Heating system is heat pump +20
Solar panels present +20
Floor heating present +10

Travel

20 minutes by car to Eindhoven +50

Size & layout

Living area is 179 m² +39

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Shed present +25

Neighbourhood

Leefbaarometer class is Zeer goed (8/9) +25

Environment

Low NO2 (11.4 µg/m³) +10
No major road noise nearby +10

Deductions

Travel

70 minutes by car to work -100

Building

BAG building is under construction (Bouw gestart) -75

Amenities

Nearest train station is 8.7 km away -50

Size & layout

No bathtub -50

Price & market

Price is 454% of the WOZ value -40
Price per m² is €4743 -18

Environment

Elevated PM2.5 (9.7 µg/m³) -10