Back to results

Parallelweg 11b

2861 EC Bergambacht
€ 675.000

What stands out

travel condition size & layout outdoor & parking energy ownership & costs price & market building
amenities neighbourhood environment

Key facts

Surface area
House 171 m² · Plot 159 m²
Rooms
5 bedrooms, 2 bathrooms
Construction year
2025
Energy label
A+++
House type
Tussenwoning
Type check
BAG shows 1 shared wall; verify house type
Garden facing north Solar panels Heat pump Floor heating Shed Parking: Own terrain (2 places)

Photos

Description

Bekijk Parallelweg 11 b in Bergambacht op Move.nl: 171 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
New
Insulation
Volledig geïsoleerd en hr-glas; Geen isolatie
Insulation level
None
Heating
Warmtepomp
Heating distribution
Floor
Garden quality
Aan te leggen
Maintenance inside
Uitstekend
Maintenance outside
Uitstekend
Home quality
Luxe
Erfpacht
No
WOZ value
€ 468.000 (2024) · Neighbourhood
Location tags
Centre, Open view

Mortgage

Your bid € 675.000
Total required € 675.000
Bid amount
€ 675.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 13.500
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 979
Own money used for the house
€ 430.321
Need to borrow € 244.679
38% LTV.
Net monthly term € 1.214
30-year linear · 3.79%
Tax break -€ 238
Gross monthly payment
€ 1.452
Annual mortgage interest
€ 9.273
Eigenwoningforfait (0.35% × WOZ)
€ 1.638
Deductible interest
€ 7.635
Tax rate
37.48%
Annual tax benefit
€ 2.861
Monthly tax benefit
-€ 238
Net monthly payment
€ 1.214
NHG Break-even after 4.3 years -€ 19
LTV
38%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 979
Monthly interest saving (est.)
-€ 19
Break-even
4.3 years
10-year net benefit (est.)
€ 1.301
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.214

Location

Address
Parallelweg 11b 2861 EC Bergambacht
Travel time to work
38 minutes

Why it scored 287

Strengths

Travel

38 minutes by car to work +200
42 minutes by car to Rotterdam +10

Building

Built in 2025 (1 years old) +50
Construction type is nieuwbouw +30

Condition

Home quality is luxury +50
Inside maintenance is excellent +50
Outside maintenance is excellent +50

Size & layout

Living area is 171 m² +31
2 bathrooms +10
5 bedrooms +10

Ownership & costs

Freehold, no erfpacht +30

Energy

Energy label is A+++ +25
Heating system is heat pump +20
Solar panels present +20
Floor heating present +10

Outdoor & parking

Garden present +25
Shed present +25

Price & market

Price per m² is €3947 +13

Location

Open view +10

Neighbourhood

Neighbourhood has a lot of water (13.8%) +10

Deductions

Environment

Severe road noise at night -100
Elevated PM2.5 (9.9 µg/m³) -10
Elevated NO2 (14.0 µg/m³) -10

Neighbourhood

Neighbourhood has high crime (62.60 reports per 1,000 residents) -80

Building

BAG building has a construction permit (Bouwvergunning verleend) -75

Amenities

Nearest train station is 12.6 km away -50

Energy

Insulation is not insulated -40

Location

Located in a city centre -10

Outdoor & parking

Garden faces north -10

Price & market

Price is 144% of the WOZ value -7