Helmgras 6-8

4493 RM Kamperland
€ 879.000

What stands out

size & layout environment outdoor & parking condition price & market ownership & costs location
neighbourhood energy building amenities travel

Key facts

Surface area
House 245 m² · Plot 738 m²
Rooms
8 bedrooms, 3 bathrooms
Toilets
2 toilets
Construction year
1999
Energy label
B
House type
Vrijstaande woning
Garden Bathtub Parking: Garage (4 places)

Photos

Description

Bekijk Helmgras 6-8 in Kamperland op Move.nl: 245 m² woonoppervlakte en 9 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Direct
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 824.000 (2025) · Listing
Location tags
Park

Suggested bid

Estimated value € 888.000
Listing WOZ (2025)
€ 824.000
Index 2025 → 2026
×1.078
Indexed WOZ
€ 887.981
74% confidence, 1 comparable
bid
ask estimate
800k 825k 850k 875k 900k 925k 950k 975k
Your bid 800k – 850k
Bid reduced by 20k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 850.000
Total required € 870.000
Bid amount
€ 850.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 17.000
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.776
Own money used for the house
€ 426.024
Need to borrow € 443.976
50% LTV; 106% for energy saving (20k financed).
Net monthly term € 2.200
30-year linear · 3.79%
Tax break € 435
Gross monthly payment
€ 2.635
Annual mortgage interest
€ 16.827
Eigenwoningforfait (0.35% × WOZ)
€ 2.884
Deductible interest
€ 13.943
Tax rate
37.48%
Annual tax benefit
€ 5.225
Monthly tax benefit
€ 435
Net monthly payment
€ 2.200
NHG 4.2y break-even
LTV
50%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.776
Monthly interest saving (est.)
€ 35
Break-even
4.2 years
10-year net benefit (est.)
€ 2.424
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.200

Location

Address
Helmgras 6-8 4493 RM Kamperland
Travel time to work
122 minutes

Why it scored -389

Strengths

Size & layout

Living area is 245 m² +60
3 bathrooms +20
8 bedrooms +20

Building

House type is vrijstaande woning +50

Environment

Neighbourhood has few households with children (28.0%) +50
Very low PM2.5 (7.8 µg/m³) +25
Low NO2 (10.8 µg/m³) +10
No major road noise nearby +10

Outdoor & parking

Parking includes a garage +50
Garden present +25
Garden quality is well maintained +15

Neighbourhood

Neighbourhood has many entrepreneurs (ZZP 38.0%) +40
Leefbaarometer class is Zeer goed (8/9) +25

Ownership & costs

Freehold, no erfpacht +30

Price & market

Price is 107% of the WOZ value +27
Price per m² is €3588 +21

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Location

Located near a park +10

Deductions

Travel

122 minutes by car to work -400
79 minutes by car to Breda -100

Building

BAG usage has no residential function (logiesfunctie) -100
Built in 1999 (27 years old) -17

Neighbourhood

Neighbourhood has high crime (207.27 reports per 1,000 residents) -80

Amenities

Nearest train station is 17.9 km away -50
Nearest supermarket is 2.9 km away -50
Nearest hospital is 19.0 km away -50
Nearest GP is 2.5 km away -25

Energy

Heating relies on direct heaters such as wood or gas stoves -25
Insulation is partially insulated -20
Heating system is CV ketel -10