Wissinkweg 2b

7109 BC Winterswijk Miste
€ 945.000

What stands out

size & layout condition outdoor & parking neighbourhood ownership & costs location
price & market environment amenities building travel

Key facts

Surface area
House 457 m² · Plot 7983 m²
Rooms
6 bedrooms, 5 bathrooms
Toilets
5 toilets
Construction year
1895
Energy label
B
House type
Geschakelde woning
Garden Solar panels Heat pump Floor heating Bathtub Shed

Photos

Description

Bekijk Wissinkweg 2 b in Winterswijk Miste op Move.nl: 457 m² woonoppervlakte en 11 kamers.

Property details

Object type
House
Building type
Landhuis
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2024
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Erfpacht
No
WOZ value
€ 670.000 (2025) · Listing
Location tags
Rural

Suggested bid

Estimated value € 722.000
Listing WOZ (2025)
€ 670.000
Index 2025 → 2026
×1.078
Indexed WOZ
€ 722.024
74% confidence, no comparables
bid
ask estimate
650k 700k 750k 800k 850k 900k 950k
Your bid 720k – 760k
Bid reduced by 20k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 760.000
Total required € 780.000
Bid amount
€ 760.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 15.200
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.407
Own money used for the house
€ 428.193
Need to borrow € 351.807
49% LTV; 106% for energy saving (20k financed).
Net monthly term € 1.745
30-year linear · 3.79%
Tax break € 343
Gross monthly payment
€ 2.088
Annual mortgage interest
€ 13.333
Eigenwoningforfait (0.35% × WOZ)
€ 2.345
Deductible interest
€ 10.988
Tax rate
37.48%
Annual tax benefit
€ 4.118
Monthly tax benefit
€ 343
Net monthly payment
€ 1.745
NHG 4.3y break-even
LTV
49%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.407
Monthly interest saving (est.)
€ 27
Break-even
4.3 years
10-year net benefit (est.)
€ 1.833
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.745

Location

Address
Wissinkweg 2b 7109 BC Winterswijk Miste
Travel time to work
97 minutes

Why it scored -347

Strengths

Neighbourhood

Neighbourhood has low crime (0.00 reports per 1,000 residents) +80

Size & layout

Living area is 457 m² +60
5 bathrooms +20
6 bedrooms +20
5 toilets +20

Price & market

Price per m² is €2068 +39

Ownership & costs

Freehold, no erfpacht +30

Environment

Very low PM2.5 (8.1 µg/m³) +25
Low NO2 (8.9 µg/m³) +10

Outdoor & parking

Garden present +25
Shed present +25

Location

Rural location +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Building

House type is geschakelde woning +10

Deductions

Travel

97 minutes by car to work -400
59 minutes by car to Enschede -50

Building

Built in 1895 (131 years old) -100

Amenities

Nearest supermarket is 2.7 km away -50
Nearest GP is 5.3 km away -25

Environment

Neighbourhood has many households with children (45.5%) -50
Some road noise during the day/evening -10

Price & market

Price is 45,000 over budget -45
Price is 141% of the WOZ value -6

Neighbourhood

Neighbourhood has many unemployed residents (2.0%) -40
Neighbourhood has little green space (0.0%) -10

Energy

Insulation is partially insulated -20
Heating system is CV ketel -10