Hermelijn 27

2693 EG 'S-Gravenzande
€ 679.000

What stands out

condition neighbourhood outdoor & parking building energy ownership & costs price & market size & layout location
environment travel amenities

Key facts

Surface area
House 154 m² · Plot 102 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
2020
Energy label
A
House type
Tussenwoning
Garden facing south Bathtub Shed Parking: None

Photos

Description

Bekijk Hermelijn 27 in 'S-Gravenzande op Move.nl: 154 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Herenhuis
Construction type
Existing
Insulation
Volledig geïsoleerd
Insulation level
Full
Heating
Stadsverwarming
Garden quality
Verzorgd
Maintenance inside
Uitstekend
Maintenance outside
Uitstekend
Home quality
Luxe
Erfpacht
No
WOZ value
€ 637.000 (2025) · Listing
Location tags
Residential, Open view

Suggested bid

Estimated value € 679.000
Listing WOZ (2025)
€ 637.000
Index 2025 → 2026
×1.065
Indexed WOZ
€ 678.543
85% confidence, 3 comparables
bid
ask estimate
625k 650k 675k 700k 725k 750k
Your bid 630k – 669k

Mortgage

Your bid € 669.000
Total required € 669.000
Bid amount
€ 669.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 13.380
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 954
Own money used for the house
€ 430.466
Need to borrow € 238.534
35% LTV.
Net monthly term € 1.203
30-year linear · 3.79%
Tax break € 213
Gross monthly payment
€ 1.416
Annual mortgage interest
€ 9.040
Eigenwoningforfait (0.35% × WOZ)
€ 2.230
Deductible interest
€ 6.811
Tax rate
37.48%
Annual tax benefit
€ 2.552
Monthly tax benefit
€ 213
Net monthly payment
€ 1.203
NHG 4.2y break-even
LTV
35%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 954
Monthly interest saving (est.)
€ 19
Break-even
4.2 years
10-year net benefit (est.)
€ 1.326
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.203

Location

Address
Hermelijn 27 2693 EG 'S-Gravenzande
Travel time to work
72 minutes

Why it scored 266

Strengths

Neighbourhood

Neighbourhood has low crime (12.85 reports per 1,000 residents) +80
Neighbourhood has many high-income households (50.0%) +40
Neighbourhood has a lot of water (6.2%) +10

Building

Built in 2020 (6 years old) +50

Condition

Home quality is luxury +50
Inside maintenance is excellent +50
Outside maintenance is excellent +50

Energy

Insulation is fully insulated +50
Energy label is A +25
Roof faces south and has no solar panels +25

Ownership & costs

Freehold, no erfpacht +30

Price & market

Price is 107% of the WOZ value +27

Outdoor & parking

Garden present +25
Garden faces south +25
Shed present +25
Garden quality is well maintained +15

Size & layout

Living area is 154 m² +14

Environment

Low PM2.5 (8.6 µg/m³) +10
No major road noise nearby +10

Location

Open view +10

Travel

35 minutes by car to Den Haag +10

Deductions

Travel

72 minutes by car to work -100

Amenities

Nearest train station is 13.0 km away -50
Nearest supermarket is 2.1 km away -50
Nearest GP is 2.2 km away -25

Environment

Neighbourhood has many households with children (60.0%) -50
High NO2 (16.3 µg/m³) -25

Energy

Heating system is district heating -50

Neighbourhood

Neighbourhood has little green space (0.0%) -10

Price & market

Price per m² is €4409 -5