de Wittstraat 9

2042 AM Zandvoort
€ 895.000

What stands out

condition environment location ownership & costs
outdoor & parking neighbourhood size & layout energy price & market amenities travel

Key facts

Surface area
House 147 m² · Plot 99 m²
Rooms
4 bedrooms, 2 bathrooms
Construction year
1934
Energy label
C
House type
Tussenwoning
Garden Floor heating Parking: Permit (1 places)

Photos

Description

Bekijk de Wittstraat 9 in Zandvoort op Move.nl: 147 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Herenhuis
Construction type
Existing
Insulation
Dakisolatie, Vloerisolatie en hr++ glas
Insulation level
Partial
Heating
Other
Heating distribution
Floor
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Luxe
Erfpacht
No
WOZ value
€ 623.000 (2025) · Listing
Location tags
Quiet road, Residential

Suggested bid

Estimated value € 943.000
Neighbourhood average (2024)
€ 903.000
Index 2024 → 2026
×1.066
Indexed WOZ
€ 962.475
Markup -€ 19.475
House size correction
-€ 19.475
44% confidence, no comparables
bid
ask estimate
800k 850k 900k 950k 1M 1.1M 1.1M
Your bid 800k – 858k
Bid reduced by 32k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 857.500
Total required € 890.000
Bid amount
€ 857.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 17.150
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.857
Own money used for the house
€ 425.793
Need to borrow € 464.207
49% LTV; 106% for energy saving (32k financed).
Net monthly term € 2.275
30-year linear · 3.79%
Tax break € 481
Gross monthly payment
€ 2.756
Annual mortgage interest
€ 17.593
Eigenwoningforfait (0.35% × WOZ)
€ 2.181
Deductible interest
€ 15.413
Tax rate
37.48%
Annual tax benefit
€ 5.776
Monthly tax benefit
€ 481
Net monthly payment
€ 2.275
NHG 4.3y break-even
LTV
49%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.857
Monthly interest saving (est.)
€ 36
Break-even
4.3 years
10-year net benefit (est.)
€ 2.463
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.275

Location

Address
de Wittstraat 9 2042 AM Zandvoort
Travel time to work
65 minutes

Why it scored 19

Strengths

Condition

Home quality is luxury +50
Inside maintenance is good +25
Outside maintenance is good +25

Environment

Neighbourhood has few households with children (25.9%) +50
Very low PM2.5 (8.1 µg/m³) +25
Low NO2 (10.4 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many high-income households (47.8%) +40

Travel

19 minutes by car to Haarlem +50

Location

Located on a quiet road +40

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden quality is well maintained +15

Size & layout

2 bathrooms +10
Living area is 147 m² +7

Energy

Floor heating present +10

Deductions

Travel

65 minutes by car to work -100

Neighbourhood

Neighbourhood has high crime (192.98 reports per 1,000 residents) -80
Neighbourhood has many unemployed residents (2.0%) -40

Outdoor & parking

Only street parking -50

Amenities

Nearest hospital is 10.6 km away -50

Size & layout

No bathtub -50

Price & market

Price per m² is €6088 -38

Energy

Energy label is C -25
Insulation is partially insulated -20