Rivierenlaan 98

2641 VX Pijnacker
€ 660.000

What stands out

travel neighbourhood condition outdoor & parking ownership & costs price & market environment
size & layout energy building amenities

Key facts

Surface area
House 160 m² · Plot 163 m²
Rooms
5 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1980
Energy label
B
House type
Hoekwoning
Garden facing south-west Solar panels Shed Parking: Public

Photos

Description

Bekijk Rivierenlaan 98 in Pijnacker op Move.nl: 160 m² woonoppervlakte en 7 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Dubbel glas en grotendeels dubbelglas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2014
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 593.000 (2025) · Listing
Location tags
Residential

Suggested bid

Estimated value € 612.000
Listing WOZ (2025)
€ 593.000
Index 2025 → 2026
×1.031
Indexed WOZ
€ 611.563
74% confidence, 1 comparable
bid
ask estimate
550k 575k 600k 625k 650k 675k
Your bid 550k – 590k
Bid reduced by 20k for the energy renovation.

Mortgage

Your bid € 590.000
Total required € 610.000
Bid amount
€ 590.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.800
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 711
Own money used for the house
€ 432.289
Need to borrow € 177.711
29% LTV; 106% for energy saving (20k financed).
Net monthly term € 909
30-year linear · 3.79%
Tax break € 146
Gross monthly payment
€ 1.055
Annual mortgage interest
€ 6.735
Eigenwoningforfait (0.35% × WOZ)
€ 2.076
Deductible interest
€ 4.660
Tax rate
37.48%
Annual tax benefit
€ 1.746
Monthly tax benefit
€ 146
Net monthly payment
€ 909
NHG 4.2y break-even
LTV
29%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 711
Monthly interest saving (est.)
€ 14
Break-even
4.2 years
10-year net benefit (est.)
€ 969
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 909

Location

Address
Rivierenlaan 98 2641 VX Pijnacker
Travel time to work
57 minutes

Why it scored 297

Strengths

Travel

57 minutes by car to work +100
18 minutes by car to Delft +50

Neighbourhood

Neighbourhood has low crime (12.66 reports per 1,000 residents) +80
Neighbourhood has a lot of water (8.8%) +10

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden faces south-west +25
Shed present +25
Garden quality is well maintained +15

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Price & market

Price is 111% of the WOZ value +21
Price per m² is €4125 +4

Size & layout

Living area is 160 m² +20
2 bathrooms +10
5 bedrooms +10

Energy

Solar panels present +20

Environment

Low PM2.5 (9.3 µg/m³) +10
No major road noise nearby +10

Building

House type is hoekwoning +10

Deductions

Amenities

Nearest train station is 6.9 km away -50

Outdoor & parking

Only street parking -50

Size & layout

No bathtub -50

Building

Built in 1980 (46 years old) -36

Energy

Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2014 is 12 years old -2

Environment

Elevated NO2 (15.7 µg/m³) -10