Zuiddijk 119

1501 CD Zaandam
€ 950.000

What stands out

travel size & layout environment outdoor & parking price & market
location building condition neighbourhood energy

Key facts

Surface area
House 310 m² · Plot 370 m²
Rooms
4 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1820
Energy label
G
House type
Vrijstaande woning
Garden facing north-east Bathtub Shed

Photos

Description

Bekijk Zuiddijk 119 in Zaandam op Move.nl: 310 m² woonoppervlakte en 13 kamers.

Property details

Object type
House
Building type
Herenhuis
Construction type
Existing
Heating
Other
Garden quality
Aan te leggen
Maintenance inside
Matig
Maintenance outside
Redelijk
Home quality
Eenvoudig
WOZ value
€ 934.000 (2025) · Listing
Location tags
Residential, Centre

Suggested bid

Estimated value € 965.000
Listing WOZ (2025)
€ 934.000
Index 2025 → 2026
×1.033
Indexed WOZ
€ 964.996
74% confidence, no comparables
bid
ask estimate
750k 800k 850k 900k 950k 1M 1.1M
Your bid 790k – 845k
Bid reduced by 95k for the energy renovation.

Mortgage

Your bid € 845.000
Total required € 940.000
Bid amount
€ 845.000
Energy renovation (to label A)
€ 95.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.900
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
Own money used for the house
€ 427.900
Need to borrow € 512.100
53% LTV; 106% for energy saving (95k financed).
Net monthly term € 2.576
30-year linear · 3.94%
Tax break € 528
Gross monthly payment
€ 3.104
Annual mortgage interest
€ 20.177
Eigenwoningforfait (0.35% × WOZ)
€ 3.269
Deductible interest
€ 16.908
Tax rate
37.48%
Annual tax benefit
€ 6.337
Monthly tax benefit
€ 528
Net monthly payment
€ 2.576
NHG not included: loan is above limit.
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.576

Location

Address
Zuiddijk 119 1501 CD Zaandam
Travel time to work
54 minutes

Why it scored -6

Strengths

Travel

54 minutes by car to work +100
25 minutes by car to Zaanstad +50

Size & layout

Living area is 310 m² +60
2 bathrooms +10

Building

House type is vrijstaande woning +50

Environment

Neighbourhood has few households with children (28.3%) +50
Low PM2.5 (9.3 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Neighbourhood has many entrepreneurs (ZZP 18.0%) +40

Price & market

Price is 102% of the WOZ value +33
Price per m² is €3065 +31

Outdoor & parking

Garden present +25
Shed present +25

Deductions

Energy

Energy label is G -125

Building

Built in 1820 (206 years old) -100

Neighbourhood

Neighbourhood has high crime (60.00 reports per 1,000 residents) -80
Neighbourhood has many low-income households (47.0%) -40
Leefbaarometer class is Ruim voldoende (6/9) -25

Price & market

Price is 50,000 over budget -50

Condition

Inside maintenance is poor -25
Home quality is basic -25

Location

Located in a city centre -10

Outdoor & parking

Garden faces north-east -10

Environment

Elevated NO2 (15.9 µg/m³) -10