Steenenwei 7

4464 BK Goes
€ 925.000

What stands out

size & layout neighbourhood condition outdoor & parking location ownership & costs building environment
price & market energy travel

Key facts

Surface area
House 195 m² · Plot 1197 m²
Rooms
5 bedrooms, 3 bathrooms
Toilets
2 toilets
Construction year
1979
Energy label
B
House type
Vrijstaande woning
Garden Solar panels Heat pump Floor heating Bathtub Shed Parking: Carport (4 places)

Photos

Description

Bekijk Steenenwei 7 in Goes op Move.nl: 195 m² woonoppervlakte en 8 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Grotendeels dubbelglas en hr-glas; Geen isolatie; Geen isolatie
Insulation level
None
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2013
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 886.000 (2025) · Listing
Location tags
Quiet road, Residential

Suggested bid

Estimated value € 975.000
Listing WOZ (2025)
€ 886.000
Index 2025 → 2026
×1.101
Indexed WOZ
€ 975.150
74% confidence, 2 comparables
bid
ask estimate
850k 900k 950k 1M 1.1M 1.1M
Your bid 850k – 900k
Bid reduced by 20k for the energy renovation.

Mortgage

Your bid € 900.000
Total required € 920.000
Bid amount
€ 900.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 18.000
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.981
Own money used for the house
€ 424.819
Need to borrow € 495.181
51% LTV; 106% for energy saving (20k financed).
Net monthly term € 2.450
30-year linear · 3.79%
Tax break € 489
Gross monthly payment
€ 2.939
Annual mortgage interest
€ 18.767
Eigenwoningforfait (0.35% × WOZ)
€ 3.101
Deductible interest
€ 15.666
Tax rate
37.48%
Annual tax benefit
€ 5.871
Monthly tax benefit
€ 489
Net monthly payment
€ 2.450
NHG 4.2y break-even
LTV
51%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.981
Monthly interest saving (est.)
€ 39
Break-even
4.2 years
10-year net benefit (est.)
€ 2.699
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.450

Location

Address
Steenenwei 7 4464 BK Goes
Travel time to work
104 minutes

Why it scored -133

Strengths

Size & layout

Living area is 195 m² +55
3 bathrooms +20
5 bedrooms +10

Building

House type is vrijstaande woning +50

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has a lot of green space (25.9%) +25

Location

Located on a quiet road +40

Price & market

Price is 104% of the WOZ value +31

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Environment

Low PM2.5 (8.9 µg/m³) +10
No major road noise nearby +10

Deductions

Travel

104 minutes by car to work -400
60 minutes by car to Breda -50

Energy

Insulation is not insulated -40
Heating system is CV ketel -10
CV boiler from 2013 is 13 years old -3

Building

Built in 1979 (47 years old) -37

Price & market

Price is 25,000 over budget -25
Price per m² is €4744 -19

Environment

Elevated NO2 (12.9 µg/m³) -10