Schaijksestraat 12

5375 KC Reek
€ 850.000
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Schaijksestraat 12 Score 214

What stands out

travel outdoor & parking size & layout condition location environment ownership & costs price & market
neighbourhood energy building amenities

Key facts

Surface area
House 208 m² · Plot 1830 m²
Rooms
5 bedrooms
Construction year
1857
Energy label
B
House type
Halfvrijstaande woning
Garden Floor heating Parking: Garage (2 places)

Photos

Description

Bekijk Schaijksestraat 12 in Reek op Move.nl: 208 m² woonoppervlakte en 9 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en hr++ glas; Dakisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2002
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 722.000 (2025) · Listing
Location tags
Rural, Open view

Suggested bid

Estimated value € 830.000
Listing WOZ (2025)
€ 722.000
Index 2025 → 2026
×1.150
Indexed WOZ
€ 830.070
74% confidence, no comparables
bid
ask estimate
750k 775k 800k 825k 850k 875k 900k
Your bid 760k – 810k
Bid reduced by 20k for the energy renovation.

Mortgage

Your bid € 810.000
Total required € 830.000
Bid amount
€ 810.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.200
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.612
Own money used for the house
€ 426.988
Need to borrow € 403.012
49% LTV; 106% for energy saving (20k financed).
Net monthly term € 1.994
30-year linear · 3.79%
Tax break € 398
Gross monthly payment
€ 2.392
Annual mortgage interest
€ 15.274
Eigenwoningforfait (0.35% × WOZ)
€ 2.527
Deductible interest
€ 12.747
Tax rate
37.48%
Annual tax benefit
€ 4.777
Monthly tax benefit
€ 398
Net monthly payment
€ 1.994
NHG 4.3y break-even
LTV
48%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.612
Monthly interest saving (est.)
€ 31
Break-even
4.3 years
10-year net benefit (est.)
€ 2.108
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.994

Location

Address
Schaijksestraat 12 5375 KC Reek
Travel time to work
53 minutes

Why it scored 214

Strengths

Travel

53 minutes by car to work +100
26 minutes by car to Nijmegen +50

Size & layout

Living area is 208 m² +60
5 bedrooms +10

Outdoor & parking

Parking includes a garage +50
Garden present +25

Ownership & costs

Freehold, no erfpacht +30

Building

House type is halfvrijstaande woning +25

Location

Rural location +25
Open view +10

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Price & market

Price is 118% of the WOZ value +11
Price per m² is €4087 +7

Environment

Low NO2 (11.1 µg/m³) +10
Low PM2.5 (9.5 µg/m³) +10
No major road noise nearby +10

Energy

Floor heating present +10

Deductions

Building

Built in 1857 (169 years old) -100

Amenities

Nearest train station is 7.5 km away -50
Nearest hospital is 11.5 km away -50
Nearest GP is 4.0 km away -25

Energy

Insulation is partially insulated -20
CV boiler from 2002 is 24 years old -14
Heating system is CV ketel -10

Neighbourhood

Neighbourhood has little green space (0.4%) -10