Bergse Maas 5

2641 VV Pijnacker
€ 650.000
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Bergse Maas 5 Score 293

What stands out

travel neighbourhood condition location ownership & costs outdoor & parking environment size & layout price & market
building energy amenities

Key facts

Surface area
House 140 m² · Plot 134 m²
Rooms
5 bedrooms, 1 bathroom
Construction year
1983
Energy label
C
House type
Hoekwoning
Garden facing north-east Solar panels Bathtub Shed Parking: Public

Photos

Description

Bekijk Bergse Maas 5 in Pijnacker op Move.nl: 140 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Vloerisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2017
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 588.000 (2025) · Listing
Location tags
Quiet road, Residential

Suggested bid

Estimated value € 637.000
Listing WOZ (2025)
€ 588.000
Index 2025 → 2026
×1.083
Indexed WOZ
€ 636.729
74% confidence, 1 comparable
bid
ask estimate
550k 575k 600k 625k 650k 675k 700k
Your bid 550k – 598k
Bid reduced by 32k for the energy renovation.

Mortgage

Your bid € 597.500
Total required € 630.000
Bid amount
€ 597.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.950
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 792
Own money used for the house
€ 432.058
Need to borrow € 197.942
31% LTV; 106% for energy saving (32k financed).
Net monthly term € 1.005
30-year linear · 3.79%
Tax break € 170
Gross monthly payment
€ 1.175
Annual mortgage interest
€ 7.502
Eigenwoningforfait (0.35% × WOZ)
€ 2.058
Deductible interest
€ 5.444
Tax rate
37.48%
Annual tax benefit
€ 2.040
Monthly tax benefit
€ 170
Net monthly payment
€ 1.005
NHG 4.4y break-even
LTV
31%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 792
Monthly interest saving (est.)
€ 15
Break-even
4.4 years
10-year net benefit (est.)
€ 1.008
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.005

Location

Address
Bergse Maas 5 2641 VV Pijnacker
Travel time to work
57 minutes

Why it scored 293

Strengths

Travel

57 minutes by car to work +100
18 minutes by car to Delft +50

Neighbourhood

Neighbourhood has low crime (12.66 reports per 1,000 residents) +80
Neighbourhood has a lot of water (8.8%) +10

Location

Located on a quiet road +40

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden quality is beautifully landscaped +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Price & market

Price is 111% of the WOZ value +21

Energy

Solar panels present +20

Environment

Low PM2.5 (9.3 µg/m³) +10
No major road noise nearby +10

Size & layout

5 bedrooms +10

Building

House type is hoekwoning +10

Deductions

Amenities

Nearest train station is 6.9 km away -50

Outdoor & parking

Only street parking -50
Garden faces north-east -10

Building

Built in 1983 (43 years old) -33

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10

Price & market

Price per m² is €4643 -15

Environment

Elevated NO2 (15.7 µg/m³) -10