Gouwsingel 1

1566 XA Assendelft
€ 975.000

What stands out

travel outdoor & parking condition location ownership & costs environment building
size & layout energy neighbourhood price & market

Key facts

Surface area
House 165 m² · Plot 585 m²
Rooms
4 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1976
Energy label
B
House type
Vrijstaande woning
Garden Solar panels Floor heating Parking: Garage (3 places)

Photos

Description

Bekijk Gouwsingel 1 in Assendelft op Move.nl: 165 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Villa
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Dubbel glas, Hr-glas, Hr++ glas en enkel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor, Direct
Boiler year
2018
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 907.000 (2025) · Listing
Location tags
Residential, Water, Open view

Suggested bid

Estimated value € 1.021.000
Listing WOZ (2025)
€ 907.000
Index 2025 → 2026
×1.125
Indexed WOZ
€ 1.020.656
74% confidence, no comparables
bid
ask estimate
900k 950k 1M 1.1M 1.1M 1.1M
Your bid 900k – 950k
Bid reduced by 20k for the energy renovation.

Mortgage

Your bid € 950.000
Total required € 970.000
Bid amount
€ 950.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 19.000
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
Own money used for the house
€ 425.800
Need to borrow € 544.200
53% LTV; 106% for energy saving (20k financed).
Net monthly term € 2.727
30-year linear · 3.94%
Tax break € 571
Gross monthly payment
€ 3.298
Annual mortgage interest
€ 21.441
Eigenwoningforfait (0.35% × WOZ)
€ 3.175
Deductible interest
€ 18.267
Tax rate
37.48%
Annual tax benefit
€ 6.846
Monthly tax benefit
€ 571
Net monthly payment
€ 2.727
NHG not included: loan is above limit.
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.727

Location

Address
Gouwsingel 1 1566 XA Assendelft
Travel time to work
57 minutes

Why it scored 265

Strengths

Travel

57 minutes by car to work +100
8 minutes by car to Zaanstad +50

Building

House type is vrijstaande woning +50

Outdoor & parking

Parking includes a garage +50
Garden present +25
Garden quality is beautifully landscaped +25

Ownership & costs

Freehold, no erfpacht +30

Price & market

Price is 107% of the WOZ value +27

Environment

Very low PM2.5 (8.5 µg/m³) +25
No major road noise nearby +10

Size & layout

Living area is 165 m² +25
2 bathrooms +10

Location

Located near water +25
Open view +10

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Deductions

Price & market

Price is 75,000 over budget -50
Price per m² is €5909 -37

Size & layout

No bathtub -50

Building

Built in 1976 (50 years old) -40

Neighbourhood

Leefbaarometer class is Ruim voldoende (6/9) -25
Neighbourhood has little green space (1.1%) -10

Energy

Heating relies on direct heaters such as wood or gas stoves -25
Insulation is partially insulated -20
Heating system is CV ketel -10

Environment

Elevated NO2 (13.5 µg/m³) -10