Agaatvlindersingel 97

3544 ZB Utrecht
€ 865.000

What stands out

travel location energy building condition ownership & costs size & layout
price & market environment neighbourhood

Key facts

Surface area
House 143 m² · Plot 350 m²
Rooms
5 bedrooms, 1 bathroom
Construction year
2007
Energy label
A++
House type
Halfvrijstaande woning
Garden Solar panels Floor heating Bathtub Shed Parking: Public

Photos

Description

Bekijk Agaatvlindersingel 97 in Utrecht op Move.nl: 143 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Volledig geïsoleerd en hr++ glas
Insulation level
Full
Heating
Stadsverwarming
Heating distribution
Floor
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 899.000 (2025) · Listing
Location tags
Quiet road, Residential, Water

Suggested bid

Estimated value € 1.000.000
Listing WOZ (2025)
€ 899.000
Index 2025 → 2026
×1.113
Indexed WOZ
€ 1.000.249
74% confidence, no comparables
bid
ask estimate
800k 850k 900k 950k 1M 1.1M 1.1M
Your bid 810k – 855k

Mortgage

Your bid € 855.000
Total required € 855.000
Bid amount
€ 855.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 17.100
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.716
Own money used for the house
€ 425.984
Need to borrow € 429.016
43% LTV.
Net monthly term € 2.137
30-year linear · 3.79%
Tax break € 410
Gross monthly payment
€ 2.547
Annual mortgage interest
€ 16.260
Eigenwoningforfait (0.35% × WOZ)
€ 3.147
Deductible interest
€ 13.113
Tax rate
37.48%
Annual tax benefit
€ 4.914
Monthly tax benefit
€ 410
Net monthly payment
€ 2.137
NHG 4.3y break-even
LTV
43%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 1.716
Monthly interest saving (est.)
€ 33
Break-even
4.3 years
10-year net benefit (est.)
€ 2.244
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.137

Location

Address
Agaatvlindersingel 97 3544 ZB Utrecht
Travel time to work
23 minutes

Why it scored 317

Strengths

Travel

23 minutes by car to work +200
24 minutes by car to Utrecht +50

Energy

Insulation is fully insulated +50
Energy label is A++ +25
Solar panels present +20
Floor heating present +10

Location

Located on a quiet road +40
Located near water +25

Neighbourhood

Neighbourhood has many high-income households (44.5%) +40

Price & market

Price is 96% of the WOZ value +37

Ownership & costs

Freehold, no erfpacht +30

Building

Built in 2007 (19 years old) +25
House type is halfvrijstaande woning +25

Outdoor & parking

Garden present +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Size & layout

5 bedrooms +10
Living area is 143 m² +3

Environment

No major road noise nearby +10

Deductions

Neighbourhood

Neighbourhood has high crime (53.66 reports per 1,000 residents) -80
Neighbourhood has many unemployed residents (2.0%) -40
Neighbourhood has many residents on social assistance (3.0%) -40

Outdoor & parking

Only street parking -50

Environment

Neighbourhood has many households with children (54.5%) -50
High NO2 (16.7 µg/m³) -25
Elevated PM2.5 (10.5 µg/m³) -10

Energy

Heating system is district heating -50

Price & market

Price per m² is €6049 -38