Dorpsstraat 251

3481 EJ Harmelen
€ 895.000

What stands out

travel outdoor & parking condition size & layout ownership & costs
environment location amenities building price & market energy

Key facts

Surface area
House 153 m² · Plot 670 m²
Rooms
5 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1931
Energy label
D
House type
2-onder-1-kapwoning
Garden facing south Bathtub Shed Parking: Own terrain (4 places)

Photos

Description

Bekijk Dorpsstraat 251 in Harmelen op Move.nl: 153 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en grotendeels dubbelglas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2011
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 756.000 (2025) · Listing
Location tags
Busy road

Suggested bid

Estimated value € 540.000
Neighbourhood average (2024)
€ 411.000
Index 2024 → 2026
×1.287
Indexed WOZ
€ 529.077
Markup +€ 10.923
House size correction
€ 10.923
44% confidence, no comparables
bid
ask estimate
450k 500k 550k 600k 650k 700k 750k 800k 850k 900k
Your bid 530k – 572k
Bid reduced by 47k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 572.500
Total required € 620.000
Bid amount
€ 572.500
Energy renovation (to label A)
€ 47.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.450
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 750
Own money used for the house
€ 432.600
Need to borrow € 187.400
35% LTV; 106% for energy saving (47k financed).
Net monthly term € 973
30-year linear · 3.79%
Tax break € 139
Gross monthly payment
€ 1.112
Annual mortgage interest
€ 7.102
Eigenwoningforfait (0.35% × WOZ)
€ 2.646
Deductible interest
€ 4.456
Tax rate
37.48%
Annual tax benefit
€ 1.670
Monthly tax benefit
€ 139
Net monthly payment
€ 973
NHG 4.2y break-even
LTV
35%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 750
Monthly interest saving (est.)
€ 15
Break-even
4.2 years
10-year net benefit (est.)
€ 1.050
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 973

Location

Address
Dorpsstraat 251 3481 EJ Harmelen
Travel time to work
21 minutes

Why it scored 115

Strengths

Travel

21 minutes by car to work +200
30 minutes by car to Utrecht +10

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden faces south +25
Shed present +25
Garden quality is well maintained +15

Building

House type is 2-onder-1-kapwoning +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Size & layout

Living area is 153 m² +13
2 bathrooms +10
5 bedrooms +10

Environment

No major road noise nearby +10

Deductions

Building

Built in 1931 (95 years old) -85

Amenities

Nearest train station is 5.3 km away -50

Energy

Energy label is D -50
Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2011 is 15 years old -5

Price & market

Price per m² is €5850 -37
Price is 218% of the WOZ value -31

Location

Located on a busy road -25

Environment

Elevated PM2.5 (9.8 µg/m³) -10
Elevated NO2 (12.7 µg/m³) -10