Kerkstraat 26

4328 LJ Burgh-Haamstede
€ 779.000

What stands out

environment neighbourhood condition price & market size & layout ownership & costs location
outdoor & parking energy building amenities travel

Key facts

Surface area
House 195 m² · Plot 257 m²
Rooms
6 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1960
Energy label
C
House type
Vrijstaande woning
Garden facing north-west Floor heating Shed Parking: Public

Photos

Description

Bekijk Kerkstraat 26 in Burgh-Haamstede op Move.nl: 195 m² woonoppervlakte en 7 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Dubbel glas, Hr-glas en hr++ glas; Muurisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2020
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 737.000 (2025) · Listing
Location tags
Forest

Suggested bid

Estimated value € 757.000
Listing WOZ (2025)
€ 737.000
Index 2025 → 2026
×1.026
Indexed WOZ
€ 756.503
74% confidence, 2 comparables
bid
ask estimate
650k 675k 700k 725k 750k 775k 800k 825k
Your bid 670k – 718k
Bid reduced by 32k for the energy renovation.

Mortgage

Your bid € 717.500
Total required € 750.000
Bid amount
€ 717.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 14.350
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.283
Own money used for the house
€ 429.167
Need to borrow € 320.833
42% LTV; 106% for energy saving (32k financed).
Net monthly term € 1.606
30-year linear · 3.79%
Tax break € 299
Gross monthly payment
€ 1.905
Annual mortgage interest
€ 12.160
Eigenwoningforfait (0.35% × WOZ)
€ 2.580
Deductible interest
€ 9.580
Tax rate
37.48%
Annual tax benefit
€ 3.590
Monthly tax benefit
€ 299
Net monthly payment
€ 1.606
NHG 4.3y break-even
LTV
42%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.283
Monthly interest saving (est.)
€ 25
Break-even
4.3 years
10-year net benefit (est.)
€ 1.717
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.606

Location

Address
Kerkstraat 26 4328 LJ Burgh-Haamstede
Travel time to work
111 minutes

Why it scored -353

Strengths

Size & layout

Living area is 195 m² +55
6 bedrooms +20
2 bathrooms +10

Building

House type is vrijstaande woning +50

Environment

Neighbourhood has few households with children (19.2%) +50
Very low PM2.5 (7.7 µg/m³) +25
Low NO2 (9.8 µg/m³) +10
No major road noise nearby +10

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many entrepreneurs (ZZP 20.0%) +40

Ownership & costs

Freehold, no erfpacht +30

Price & market

Price is 106% of the WOZ value +28
Price per m² is €3995 +10

Outdoor & parking

Garden present +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Floor heating present +10
Roof faces south-east and has no solar panels +10

Location

Located in a forested area +10

Deductions

Travel

111 minutes by car to work -400
78 minutes by car to Rotterdam -100

Building

Built in 1960 (66 years old) -56
BAG usage combines residential with other functions (winkelfunctie,woonfunctie) -50

Amenities

Nearest train station is 28.0 km away -50
Nearest hospital is 16.7 km away -50

Outdoor & parking

Only street parking -50
Garden faces north-west -10

Size & layout

No bathtub -50

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10