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Havendam 9a

3161 XB Rhoon
€ 925.000

What stands out

travel neighbourhood location outdoor & parking condition ownership & costs environment
size & layout energy price & market amenities building

Key facts

Surface area
House 187 m² · Plot 1038 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
1950
Energy label
C
House type
Vrijstaande woning
Garden Solar panels Floor heating Shed Parking: Own terrain (5 places)

Photos

Description

Bekijk Havendam 9 a in Rhoon op Move.nl: 187 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Bungalow
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Gedeeltelijk dubbel glas en hr++ glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2008
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 765.000 (2025) · Listing
Location tags
Quiet road, Rural, Open view

Suggested bid

Estimated value € 816.000
Listing WOZ (2025)
€ 765.000
Index 2025 → 2026
×1.067
Indexed WOZ
€ 816.213
74% confidence, 2 comparables
bid
ask estimate
750k 775k 800k 825k 850k 875k 900k 925k
Your bid 790k – 848k
Bid reduced by 32k for the energy renovation.

Mortgage

Your bid € 847.500
Total required € 880.000
Bid amount
€ 847.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.950
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.816
Own money used for the house
€ 426.034
Need to borrow € 453.966
56% LTV; 106% for energy saving (32k financed).
Net monthly term € 2.241
30-year linear · 3.79%
Tax break -€ 454
Gross monthly payment
€ 2.695
Annual mortgage interest
€ 17.205
Eigenwoningforfait (0.35% × WOZ)
€ 2.678
Deductible interest
€ 14.528
Tax rate
37.48%
Annual tax benefit
€ 5.445
Monthly tax benefit
-€ 454
Net monthly payment
€ 2.241
NHG Break-even after 4.3 years -€ 35
LTV
55%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.816
Monthly interest saving (est.)
-€ 35
Break-even
4.3 years
10-year net benefit (est.)
€ 2.384
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.241

Location

Address
Havendam 9a 3161 XB Rhoon
Travel time to work
55 minutes

Why it scored 278

Strengths

Travel

55 minutes by car to work +100
25 minutes by car to Rotterdam +50

Neighbourhood

Neighbourhood has low crime (10.00 reports per 1,000 residents) +80

Building

House type is vrijstaande woning +50

Size & layout

Living area is 187 m² +47

Location

Located on a quiet road +40
Rural location +25
Open view +10

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden quality is beautifully landscaped +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Environment

Low PM2.5 (9.0 µg/m³) +10
No major road noise nearby +10

Price & market

Price is 121% of the WOZ value +8

Deductions

Building

Built in 1950 (76 years old) -66
BAG usage combines residential with other functions (overige gebruiksfunctie,woonfunctie) -50

Amenities

Nearest train station is 9.7 km away -50

Size & layout

No bathtub -50

Price & market

Price is 25,000 over budget -25
Price per m² is €4947 -23

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2008 is 18 years old -8

Environment

Elevated NO2 (15.0 µg/m³) -10