Spoorzichtlaan 8

2106 AV Heemstede
€ 895.000

What stands out

travel neighbourhood condition environment outdoor & parking ownership & costs location
size & layout price & market energy building

Key facts

Surface area
House 151 m² · Plot 160 m²
Rooms
5 bedrooms, 2 bathrooms
Construction year
1939
Energy label
C
House type
Tussenwoning
Type check
BAG shows no shared walls; verify house type
Garden facing south-east Solar panels Floor heating Shed Parking: Paid

Photos

Description

Bekijk Spoorzichtlaan 8 in Heemstede op Move.nl: 151 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Dubbel glas, Gedeeltelijk dubbel glas en hr++ glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2023
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Erfpacht
No
WOZ value
€ 773.000 (2025) · Listing
Location tags
Residential, Open view

Suggested bid

Estimated value € 842.000
Listing WOZ (2025)
€ 773.000
Index 2025 → 2026
×1.090
Indexed WOZ
€ 842.285
74% confidence, no comparables
bid
ask estimate
750k 775k 800k 825k 850k 875k 900k 925k
Your bid 750k – 808k
Bid reduced by 32k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 807.500
Total required € 840.000
Bid amount
€ 807.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 16.150
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.652
Own money used for the house
€ 426.998
Need to borrow € 413.002
49% LTV; 106% for energy saving (32k financed).
Net monthly term € 2.048
30-year linear · 3.79%
Tax break € 404
Gross monthly payment
€ 2.452
Annual mortgage interest
€ 15.653
Eigenwoningforfait (0.35% × WOZ)
€ 2.706
Deductible interest
€ 12.947
Tax rate
37.48%
Annual tax benefit
€ 4.852
Monthly tax benefit
€ 404
Net monthly payment
€ 2.048
NHG 4.3y break-even
LTV
49%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.652
Monthly interest saving (est.)
€ 32
Break-even
4.3 years
10-year net benefit (est.)
€ 2.188
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 2.048

Location

Address
Spoorzichtlaan 8 2106 AV Heemstede
Travel time to work
57 minutes

Why it scored 266

Strengths

Travel

57 minutes by car to work +100
13 minutes by car to Haarlem +50

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many entrepreneurs (ZZP 23.0%) +40
Neighbourhood has many high-income households (48.2%) +40
Neighbourhood has a lot of green space (16.9%) +25
Neighbourhood has a lot of water (6.8%) +10

Ownership & costs

Freehold, no erfpacht +30

Environment

Very low PM2.5 (8.2 µg/m³) +25
Low NO2 (11.4 µg/m³) +10
No major road noise nearby +10

Outdoor & parking

Garden present +25
Garden faces south-east +25
Shed present +25
Garden quality is well maintained +15

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Price & market

Price is 116% of the WOZ value +14

Size & layout

Living area is 151 m² +11
2 bathrooms +10
5 bedrooms +10

Location

Open view +10

Deductions

Neighbourhood

Neighbourhood has high crime (88.74 reports per 1,000 residents) -80

Building

Built in 1939 (87 years old) -77

Outdoor & parking

Only street parking -50

Size & layout

No bathtub -50

Price & market

Price per m² is €5927 -37

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10