Behrenslijn 13

2728 AM Zoetermeer
€ 975.000

What stands out

travel outdoor & parking size & layout condition energy location ownership & costs environment
building neighbourhood amenities price & market

Key facts

Surface area
House 207 m² · Plot 459 m²
Rooms
4 bedrooms, 2 bathrooms
Construction year
1990
Energy label
B
House type
Halfvrijstaande woning
Garden facing south-west Solar panels Floor heating Bathtub Shed Parking: Own terrain (2 places)

Photos

Description

Bekijk Behrenslijn 13 in Zoetermeer op Move.nl: 207 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Villa
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Dubbel glas en volledig geïsoleerd
Insulation level
Full
Heating
Cv ketel
Heating distribution
Floor, Direct
Boiler year
2017
Garden quality
Verzorgd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 341.000 (2024) · Neighbourhood
Location tags
Quiet road, Residential

Suggested bid

Estimated value € 473.000
Neighbourhood average (2024)
€ 341.000
Index 2024 → 2026
×1.111
Indexed WOZ
€ 378.696
Markup +€ 94.304
House size correction
€ 94.304
44% confidence, no comparables
bid
ask estimate
400k 500k 600k 700k 800k 900k 1M
Your bid 490k – 520k
Bid reduced by 20k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 520.000
Total required € 540.000
Bid amount
€ 520.000
Energy renovation (to label A)
€ 20.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 10.400
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 424
Own money used for the house
€ 433.976
Need to borrow € 106.024
22% LTV; 106% for energy saving (20k financed).
Net monthly term € 541
30-year linear · 3.79%
Tax break € 88
Gross monthly payment
€ 629
Annual mortgage interest
€ 4.018
Eigenwoningforfait (0.35% × WOZ)
€ 1.194
Deductible interest
€ 2.825
Tax rate
37.48%
Annual tax benefit
€ 1.058
Monthly tax benefit
€ 88
Net monthly payment
€ 541
NHG 4.4y break-even
LTV
22%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 424
Monthly interest saving (est.)
€ 8
Break-even
4.4 years
10-year net benefit (est.)
€ 536
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 541

Location

Address
Behrenslijn 13 2728 AM Zoetermeer
Travel time to work
50 minutes

Why it scored 289

Strengths

Travel

50 minutes by car to work +100
27 minutes by car to Leiden +50

Size & layout

Living area is 207 m² +60
2 bathrooms +10

Energy

Insulation is fully insulated +50
Solar panels present +20
Floor heating present +10

Location

Located on a quiet road +40

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden faces south-west +25
Shed present +25
Garden quality is well maintained +15

Building

House type is halfvrijstaande woning +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Environment

Low PM2.5 (9.2 µg/m³) +10
No major road noise nearby +10

Deductions

Amenities

Nearest train station is 5.4 km away -50

Price & market

Price is 75,000 over budget -50
Price is 286% of the WOZ value -38
Price per m² is €4710 -17

Neighbourhood

Neighbourhood has many residents on social assistance (3.0%) -40

Building

Built in 1990 (36 years old) -26

Energy

Heating relies on direct heaters such as wood or gas stoves -25
Heating system is CV ketel -10

Environment

Elevated NO2 (13.6 µg/m³) -10