Rijdersstraat 65

1735 GB 'T Veld
€ 995.000

What stands out

condition outdoor & parking neighbourhood environment ownership & costs size & layout
building energy travel amenities price & market

Key facts

Surface area
House 238 m² · Plot 1088 m²
Rooms
5 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1963
Energy label
C
House type
Vrijstaande woning
Garden Shed Parking: Garage (1 places)

Photos

Description

Bekijk Rijdersstraat 65 in 'T Veld op Move.nl: 238 m² woonoppervlakte en 7 kamers.

Property details

Object type
House
Building type
Bungalow
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Dubbel glas en hr-glas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2017
Garden quality
Fraai aangelegd
Maintenance inside
Goed tot uitstekend
Maintenance outside
Goed tot uitstekend
Home quality
Luxe
Erfpacht
No
WOZ value
€ 376.000 (2024) · Neighbourhood

Suggested bid

Estimated value € 575.000
Neighbourhood average (2024)
€ 376.000
Index 2024 → 2026
×1.223
Indexed WOZ
€ 459.843
Markup +€ 115.157
House size correction
€ 115.157
44% confidence, no comparables
bid
ask estimate
400k 500k 600k 700k 800k 900k 1M
Your bid 580k – 628k
Bid reduced by 32k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 627.500
Total required € 660.000
Bid amount
€ 627.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 12.550
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 915
Own money used for the house
€ 431.335
Need to borrow € 228.665
40% LTV; 106% for energy saving (32k financed).
Net monthly term € 1.127
30-year linear · 3.79%
Tax break € 230
Gross monthly payment
€ 1.357
Annual mortgage interest
€ 8.666
Eigenwoningforfait (0.35% × WOZ)
€ 1.316
Deductible interest
€ 7.350
Tax rate
37.48%
Annual tax benefit
€ 2.754
Monthly tax benefit
€ 230
Net monthly payment
€ 1.127
NHG 4.2y break-even
LTV
40%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 915
Monthly interest saving (est.)
€ 18
Break-even
4.2 years
10-year net benefit (est.)
€ 1.245
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.127

Location

Address
Rijdersstraat 65 1735 GB 'T Veld
Travel time to work
86 minutes

Why it scored 214

Strengths

Neighbourhood

Neighbourhood has low crime (11.54 reports per 1,000 residents) +80
Neighbourhood has many entrepreneurs (ZZP 17.0%) +40

Size & layout

Living area is 238 m² +60
2 bathrooms +10
5 bedrooms +10

Condition

Home quality is luxury +50
Inside maintenance is good to excellent +40
Outside maintenance is good to excellent +40

Building

House type is vrijstaande woning +50

Outdoor & parking

Parking includes a garage +50
Garden present +25
Garden quality is beautifully landscaped +25
Shed present +25

Travel

29 minutes by car to Alkmaar +50

Ownership & costs

Freehold, no erfpacht +30

Environment

Very low PM2.5 (7.2 µg/m³) +25
Low NO2 (8.5 µg/m³) +10
No major road noise nearby +10

Energy

Roof faces south and has no solar panels +25

Price & market

Price per m² is €4181 +3

Deductions

Travel

86 minutes by car to work -100

Building

Built in 1963 (63 years old) -53

Amenities

Nearest train station is 7.6 km away -50
Nearest GP is 2.9 km away -25

Price & market

Price is 95,000 over budget -50
Price is 265% of the WOZ value -36

Size & layout

No bathtub -50

Neighbourhood

Leefbaarometer class is Ruim voldoende (6/9) -25

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10