Parelsnoer 92

3162 VK Rhoon
€ 698.000

What stands out

travel neighbourhood outdoor & parking condition location ownership & costs building
energy price & market size & layout amenities environment

Key facts

Surface area
House 150 m² · Plot 238 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
2004
Energy label
A
House type
2-onder-1-kapwoning
Type check
BAG shows 2+ shared walls; verify house type
Garden facing south-east Shed Parking: Own terrain

Photos

Description

Bekijk Parelsnoer 92 in Rhoon op Move.nl: 150 m² woonoppervlakte en 5 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2004
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 477.000 (2024) · Neighbourhood
Location tags
Quiet road, Residential, Open view

Suggested bid

Estimated value € 561.000
Neighbourhood average (2024)
€ 477.000
Index 2024 → 2026
×0.941
Indexed WOZ
€ 448.784
Markup +€ 112.216
House size correction
€ 112.216
44% confidence, no comparables
bid
ask estimate
450k 500k 550k 600k 650k 700k
Your bid 600k – 640k
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 640.000
Total required € 640.000
Bid amount
€ 640.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 12.800
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 835
Own money used for the house
€ 431.165
Need to borrow € 208.835
37% LTV.
Net monthly term € 1.045
30-year linear · 3.79%
Tax break € 195
Gross monthly payment
€ 1.240
Annual mortgage interest
€ 7.915
Eigenwoningforfait (0.35% × WOZ)
€ 1.670
Deductible interest
€ 6.245
Tax rate
37.48%
Annual tax benefit
€ 2.340
Monthly tax benefit
€ 195
Net monthly payment
€ 1.045
NHG 4.3y break-even
LTV
37%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 835
Monthly interest saving (est.)
€ 16
Break-even
4.3 years
10-year net benefit (est.)
€ 1.085
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.045

Location

Address
Parelsnoer 92 3162 VK Rhoon
Travel time to work
52 minutes

Why it scored 284

Strengths

Travel

52 minutes by car to work +100
26 minutes by car to Rotterdam +50

Neighbourhood

Neighbourhood has low crime (9.06 reports per 1,000 residents) +80
Neighbourhood has many high-income households (37.4%) +40
Neighbourhood has a lot of water (27.3%) +10

Location

Located on a quiet road +40
Open view +10

Ownership & costs

Freehold, no erfpacht +30

Energy

Energy label is A +25

Outdoor & parking

Garden present +25
Garden faces south-east +25
Shed present +25

Building

House type is 2-onder-1-kapwoning +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Size & layout

Living area is 150 m² +10

Environment

No major road noise nearby +10

Deductions

Amenities

Nearest train station is 6.7 km away -50

Environment

Neighbourhood has many households with children (45.0%) -50
High NO2 (16.9 µg/m³) -25
Elevated PM2.5 (9.7 µg/m³) -10

Size & layout

No bathtub -50

Energy

Insulation is partially insulated -20
CV boiler from 2004 is 22 years old -12
Heating system is CV ketel -10

Price & market

Price per m² is €4653 -14
Price is 146% of the WOZ value -8

Building

Built in 2004 (22 years old) -12

Neighbourhood

Neighbourhood has little green space (0.0%) -10