Emmakade 140

2411 JH Bodegraven
€ 625.000

What stands out

travel condition outdoor & parking location ownership & costs size & layout environment
price & market energy building

Key facts

Surface area
House 150 m² · Plot 204 m²
Rooms
5 bedrooms, 1 bathroom
Construction year
1936
Energy label
C
House type
2-onder-1-kapwoning
Garden facing south-east Solar panels Bathtub Shed Parking: Public

Photos

Description

Bekijk Emmakade 140 in Bodegraven op Move.nl: 150 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dubbel glas, Hr-glas en hr++ glas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2012
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 397.000 (2024) · Neighbourhood
Location tags
Residential, Water, Open view

Suggested bid

Estimated value € 416.000
Neighbourhood average (2024)
€ 397.000
Index 2024 → 2026
×1.049
Indexed WOZ
€ 416.357
44% confidence, no comparables
bid
ask estimate
350k 400k 450k 500k 550k 600k 650k
Your bid 410k – 448k
Bid reduced by 32k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 447.500
Total required € 480.000
Bid amount
€ 447.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 8.950
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 177
Own money used for the house
€ 435.673
Need to borrow € 44.327
11% LTV; 106% for energy saving (32k financed).
Net monthly term € 254
30-year linear · 3.79%
Tax break € 9
Gross monthly payment
€ 263
Annual mortgage interest
€ 1.680
Eigenwoningforfait (0.35% × WOZ)
€ 1.390
Deductible interest
€ 290
Tax rate
37.48%
Annual tax benefit
€ 108
Monthly tax benefit
€ 9
Net monthly payment
€ 254
NHG 4.9y break-even
LTV
11%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 177
Monthly interest saving (est.)
€ 3
Break-even
4.9 years
10-year net benefit (est.)
€ 183
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 254

Location

Address
Emmakade 140 2411 JH Bodegraven
Travel time to work
28 minutes

Why it scored 301

Strengths

Travel

28 minutes by car to work +200
30 minutes by car to Rotterdam +10

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Garden faces south-east +25
Garden quality is beautifully landscaped +25
Shed present +25

Building

House type is 2-onder-1-kapwoning +25

Location

Located near water +25
Open view +10

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20

Environment

Low PM2.5 (9.1 µg/m³) +10
No major road noise nearby +10

Size & layout

5 bedrooms +10
Living area is 150 m² +10

Price & market

Price per m² is €4167 +3

Deductions

Building

Built in 1936 (90 years old) -80

Outdoor & parking

Only street parking -50

Energy

Energy label is C -25
Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2012 is 14 years old -4

Price & market

Price is 157% of the WOZ value -13

Environment

Elevated NO2 (14.8 µg/m³) -10