Goedestraat 128

3572 RZ Utrecht
€ 795.000
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Goedestraat 128 Score 228

What stands out

travel condition location neighbourhood ownership & costs environment size & layout price & market
building energy

Key facts

Surface area
House 161 m² · Plot 81 m²
Rooms
4 bedrooms, 1 bathroom
Construction year
1880
Energy label
G
House type
Tussenwoning
Garden Bathtub Shed Parking: Paid

Photos

Description

Bekijk Goedestraat 128 in Utrecht op Move.nl: 161 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Heating
Gas
Heating distribution
Direct
Garden quality
Normaal
Maintenance inside
Goed
Maintenance outside
Goed
Home quality
Normaal
Erfpacht
No
WOZ value
€ 806.000 (2025) · Listing
Location tags
Quiet road, Residential, Open view

Suggested bid

Estimated value € 879.000
Listing WOZ (2025)
€ 806.000
Index 2025 → 2026
×1.090
Indexed WOZ
€ 878.816
74% confidence, 1 comparable
bid
ask estimate
650k 700k 750k 800k 850k 900k 950k
Your bid 650k – 695k
Bid reduced by 95k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 695.000
Total required € 790.000
Bid amount
€ 695.000
Energy renovation (to label A)
€ 95.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 13.900
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.442
Own money used for the house
€ 429.458
Need to borrow € 360.542
41% LTV; 106% for energy saving (95k financed).
Net monthly term € 1.801
30-year linear · 3.79%
Tax break € 339
Gross monthly payment
€ 2.140
Annual mortgage interest
€ 13.665
Eigenwoningforfait (0.35% × WOZ)
€ 2.821
Deductible interest
€ 10.844
Tax rate
37.48%
Annual tax benefit
€ 4.064
Monthly tax benefit
€ 339
Net monthly payment
€ 1.801
NHG 4.3y break-even
LTV
41%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.442
Monthly interest saving (est.)
€ 28
Break-even
4.3 years
10-year net benefit (est.)
€ 1.918
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.801

Location

Address
Goedestraat 128 3572 RZ Utrecht
Travel time to work
25 minutes

Why it scored 228

Strengths

Travel

25 minutes by car to work +200
7 minutes by car to Utrecht +50

Environment

Neighbourhood has few households with children (18.9%) +50
No major road noise nearby +10

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many entrepreneurs (ZZP 17.0%) +40

Location

Located on a quiet road +40
Open view +10

Price & market

Price is 99% of the WOZ value +36

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Size & layout

Living area is 161 m² +21

Deductions

Energy

Energy label is G -125
Heating relies on direct heaters such as wood or gas stoves -25

Building

Built in 1880 (146 years old) -100

Outdoor & parking

Only street parking -50

Neighbourhood

Neighbourhood has many low-income households (48.4%) -40
Neighbourhood has little green space (0.0%) -10

Environment

High PM2.5 (10.7 µg/m³) -25
Elevated NO2 (15.7 µg/m³) -10

Price & market

Price per m² is €4938 -24