Lekdijk-West 13a

2871 ML Schoonhoven
€ 750.000

What stands out

travel neighbourhood location condition ownership & costs size & layout price & market
building amenities energy environment

Key facts

Surface area
House 204 m² · Plot 1145 m²
Rooms
4 bedrooms, 2 bathrooms
Construction year
1960
Energy label
D
House type
Vrijstaande woning
Garden Solar panels Air conditioning Floor heating Shed Parking: Public

Photos

Description

Bekijk Lekdijk-West 13 a in Schoonhoven op Move.nl: 204 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Gedeeltelijk dubbel glas
Insulation level
Partial
Heating
Cv ketel
Heating distribution
Floor
Boiler year
2012
Maintenance inside
Goed
Maintenance outside
Goed
Erfpacht
No
WOZ value
€ 545.000 (2025) · Listing
Location tags
Quiet road, Water, Open view

Suggested bid

Estimated value € 594.000
Listing WOZ (2025)
€ 545.000
Index 2025 → 2026
×1.089
Indexed WOZ
€ 593.700
74% confidence, no comparables
bid
ask estimate
500k 550k 600k 650k 700k 750k
Your bid 550k – 592k
Bid reduced by 47k for the energy renovation.
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 592.500
Total required € 640.000
Bid amount
€ 592.500
Energy renovation (to label A)
€ 47.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 11.850
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 832
Own money used for the house
€ 432.118
Need to borrow € 207.882
35% LTV; 106% for energy saving (47k financed).
Net monthly term € 1.047
30-year linear · 3.79%
Tax break € 187
Gross monthly payment
€ 1.234
Annual mortgage interest
€ 7.879
Eigenwoningforfait (0.35% × WOZ)
€ 1.908
Deductible interest
€ 5.971
Tax rate
37.48%
Annual tax benefit
€ 2.238
Monthly tax benefit
€ 187
Net monthly payment
€ 1.047
NHG 4.3y break-even
LTV
35%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 832
Monthly interest saving (est.)
€ 16
Break-even
4.3 years
10-year net benefit (est.)
€ 1.088
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.047

Location

Address
Lekdijk-West 13a 2871 ML Schoonhoven
Travel time to work
35 minutes

Why it scored 299

Strengths

Travel

35 minutes by car to work +200

Size & layout

Living area is 204 m² +60
2 bathrooms +10

Building

House type is vrijstaande woning +50

Neighbourhood

Leefbaarometer class is Uitstekend (9/9) +50
Neighbourhood has many entrepreneurs (ZZP 21.0%) +40
Neighbourhood has many high-income households (42.7%) +40
Neighbourhood has a lot of water (7.6%) +10

Location

Located on a quiet road +40
Located near water +25
Open view +10

Ownership & costs

Freehold, no erfpacht +30

Outdoor & parking

Garden present +25
Shed present +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Energy

Solar panels present +20
Floor heating present +10

Price & market

Price per m² is €3676 +19

Environment

No major road noise nearby +10

Deductions

Building

Built in 1960 (66 years old) -56

Travel

48 minutes by car to Rotterdam -50

Amenities

Nearest train station is 13.2 km away -50

Outdoor & parking

Only street parking -50

Environment

Neighbourhood has many households with children (45.0%) -50
Elevated PM2.5 (10.0 µg/m³) -10
Elevated NO2 (12.9 µg/m³) -10

Energy

Energy label is D -50
Insulation is partially insulated -20
Heating system is CV ketel -10
CV boiler from 2012 is 14 years old -4

Size & layout

No bathtub -50

Neighbourhood

Neighbourhood has little green space (0.0%) -10

Price & market

Price is 138% of the WOZ value -5