de Jongestraat 14

4453 BP 'S-Heerenhoek
€ 649.500
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de Jongestraat 14 Score -298

What stands out

outdoor & parking size & layout condition price & market building ownership & costs environment
energy amenities travel

Key facts

Surface area
House 191 m² · Plot 512 m²
Rooms
5 bedrooms, 1 bathroom
Construction year
2003
Energy label
A
House type
Vrijstaande woning
Garden Bathtub Shed Parking: Garage (3 places)

Photos

Description

Bekijk de Jongestraat 14 in 'S-Heerenhoek op Move.nl: 191 m² woonoppervlakte en 7 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie en dubbel glas
Insulation level
Partial
Heating
Cv ketel
Boiler year
2004
Garden quality
Fraai aangelegd
Maintenance inside
Goed
Maintenance outside
Goed
Erfpacht
No
WOZ value
€ 561.000 (2025) · Listing
Location tags
Residential

Suggested bid

Estimated value € 611.000
Listing WOZ (2025)
€ 561.000
Index 2025 → 2026
×1.090
Indexed WOZ
€ 611.468
74% confidence, no comparables
bid
ask estimate
550k 575k 600k 625k 650k 675k
Your bid 570k – 610k
Suggested bid is not based on WOZ history and may be inaccurate.

Mortgage

Your bid € 610.000
Total required € 610.000
Bid amount
€ 610.000
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 12.200
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 712
Own money used for the house
€ 431.888
Need to borrow € 178.112
29% LTV.
Net monthly term € 907
30-year linear · 3.79%
Tax break € 150
Gross monthly payment
€ 1.057
Annual mortgage interest
€ 6.750
Eigenwoningforfait (0.35% × WOZ)
€ 1.964
Deductible interest
€ 4.787
Tax rate
37.48%
Annual tax benefit
€ 1.794
Monthly tax benefit
€ 150
Net monthly payment
€ 907
NHG 4.2y break-even
LTV
29%
Assumed discount
0.15%
NHG limit
€ 470.000
NHG fee
€ 712
Monthly interest saving (est.)
€ 14
Break-even
4.2 years
10-year net benefit (est.)
€ 968
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 907

Location

Address
de Jongestraat 14 4453 BP 'S-Heerenhoek
Travel time to work
106 minutes

Why it scored -298

Strengths

Size & layout

Living area is 191 m² +51
5 bedrooms +10

Building

House type is vrijstaande woning +50

Outdoor & parking

Parking includes a garage +50
Garden present +25
Garden quality is beautifully landscaped +25
Shed present +25

Ownership & costs

Freehold, no erfpacht +30

Price & market

Price per m² is €3401 +27
Price is 116% of the WOZ value +14

Environment

Very low PM2.5 (8.4 µg/m³) +25
No major road noise nearby +10

Energy

Energy label is A +25

Condition

Inside maintenance is good +25
Outside maintenance is good +25

Neighbourhood

Neighbourhood has a lot of green space (23.2%) +25

Deductions

Travel

106 minutes by car to work -400
63 minutes by car to Breda -100

Amenities

Nearest train station is 11.5 km away -50
Nearest supermarket is 5.0 km away -50
Nearest hospital is 12.7 km away -50

Neighbourhood

Leefbaarometer class is Ruim voldoende (6/9) -25

Energy

Insulation is partially insulated -20
CV boiler from 2004 is 22 years old -12
Heating system is CV ketel -10

Building

Built in 2003 (23 years old) -13

Environment

Elevated NO2 (13.3 µg/m³) -10