Paterstraat 51

5331 EB Kerkdriel
€ 785.000

What stands out

travel condition size & layout outdoor & parking neighbourhood environment location price & market
building amenities energy

Key facts

Surface area
House 236 m²
Rooms
5 bedrooms, 2 bathrooms
Toilets
2 toilets
Construction year
1948
Energy label
C
House type
Vrijstaande woning
Garden Solar panels Air conditioning Bathtub Shed Parking: Gated (10 places)

Photos

Description

Bekijk Paterstraat 51 in Kerkdriel op Move.nl: 236 m² woonoppervlakte en 6 kamers.

Property details

Object type
House
Building type
Eengezinswoning
Construction type
Existing
Insulation
Dakisolatie, Muurisolatie, Vloerisolatie, Gedeeltelijk dubbel glas en hr++ glas; Geen isolatie
Insulation level
None
Heating
Cv ketel
Boiler year
2021
Garden quality
Verzorgd
Maintenance inside
Uitstekend
Maintenance outside
Uitstekend
Home quality
Luxe
WOZ value
€ 415.000 (2024) · Neighbourhood
Location tags
Open view

Suggested bid

Estimated value € 627.000
Neighbourhood average (2024)
€ 415.000
Index 2024 → 2026
×1.209
Indexed WOZ
€ 501.917
Markup +€ 125.083
House size correction
€ 125.083
44% confidence, 2 comparables
bid
ask estimate
500k 550k 600k 650k 700k 750k 800k
Your bid 640k – 688k
Bid reduced by 32k for the energy renovation.
Bid is inaccurate because it is derived from the neighbourhood WOZ. A better estimate will be available soon.

Mortgage

Your bid € 687.500
Total required € 720.000
Bid amount
€ 687.500
Energy renovation (to label A)
€ 32.500
Own money € 500.000
Furniture, art & reserve
€ 50.000
Transfer tax (k.k., 2%)
€ 13.750
Mortgage advice
€ 2.000
Notary fees
€ 1.500
Valuation
€ 600
Bank guarantee
€ 500
Building inspection
€ 500
Land registry
€ 100
NHG guarantee fee
€ 1.160
Own money used for the house
€ 429.890
Need to borrow € 290.110
46% LTV; 106% for energy saving (32k financed).
Net monthly term € 1.424
30-year linear · 3.79%
Tax break € 298
Gross monthly payment
€ 1.722
Annual mortgage interest
€ 10.995
Eigenwoningforfait (0.35% × WOZ)
€ 1.453
Deductible interest
€ 9.543
Tax rate
37.48%
Annual tax benefit
€ 3.576
Monthly tax benefit
€ 298
Net monthly payment
€ 1.424
NHG 4.2y break-even
LTV
46%
Assumed discount
0.15%
NHG limit
€ 498.200
NHG fee
€ 1.160
Monthly interest saving (est.)
€ 23
Break-even
4.2 years
10-year net benefit (est.)
€ 1.600
Interest rate
3.79%
Extra monthly cost € 0
Erfpacht
€ 0
Total monthly cost € 1.424

Location

Address
Paterstraat 51 5331 EB Kerkdriel
Travel time to work
34 minutes

Why it scored 461

Strengths

Travel

34 minutes by car to work +200
19 minutes by car to Den Bosch +50

Size & layout

Living area is 236 m² +60
2 bathrooms +10
5 bedrooms +10

Condition

Home quality is luxury +50
Inside maintenance is excellent +50
Outside maintenance is excellent +50

Building

House type is vrijstaande woning +50

Neighbourhood

Neighbourhood has many entrepreneurs (ZZP 17.0%) +40

Price & market

Price per m² is €3326 +27

Outdoor & parking

Garden present +25
Shed present +25
Garden quality is well maintained +15

Energy

Solar panels present +20

Environment

Low NO2 (11.1 µg/m³) +10
No major road noise nearby +10

Location

Open view +10

Deductions

Building

Built in 1948 (78 years old) -68

Amenities

Nearest train station is 7.6 km away -50

Energy

Insulation is not insulated -40
Energy label is C -25
Heating system is CV ketel -10

Neighbourhood

Leefbaarometer class is Ruim voldoende (6/9) -25

Price & market

Price is 189% of the WOZ value -23

Environment

Elevated PM2.5 (9.5 µg/m³) -10